The information provided at our web sites is generally marketing communication (pursuant to Art. 36 para. 2 Austrian Securities Supervision Act 2007, “WAG”) or other information (pursuant to the Circular of the Austrian Financial Market Authority regarding “information including marketing communication) respectively and does not represent investment research (pursuant to Art. 36 para. 1 WAG). It serves to provide our investors with additional information and is based on the level of knowledge of the person in charge of drawing up the information on the respective date of its preparation. The marketing communication has not been prepared in accordance with legal requirements designed to promote the independence of investment research and it is not subject to the prohibition on dealing ahead of the dissemination of investment research. Other information which is just describing product features without emphasizing product selling points, or information about general economic data, indices or the like is not representing marketing communication provided that the informative character is in the main focus of the information and there are no direct buying incentives. In addition to that our web sites provide investment research (in the legal sense of Art. 36 para. 1 WAG in connection with Art. 48f para. 1 nr. 4 Austrian Stock Exchange Act) which are carried out by our investment research department (“Erste Group Research”) in compliance with all legal requirements. If the information is an investment research in terms of above, the disclaimer of the publication is specifically naming the information as investment research or financial analysis respectively. Our representations, investment research and conclusions are of a general nature and do not take into account our investors' individual needs regarding returns, taxes, risk tolerance or whether the financial products or transaction referred to herein is a suitable or appropriate investment for them. The performance and sample calculations provided give no reliable indications on the future performance. Past performance is not necessarily indicative for future performances and transactions in financial products (including but not limited to securities, futures, options and other financial instruments) give rise to risks.
The information provided is not to be construed as a personal investment advice or recommendation; an offer to buy or sell; solicitation or recommendation of any offer to subscribe, to buy or sell or to participate in any financial product or to engage in any trading strategy involving them. Since not all products or transactions are suitable or appropriate for all investors, you shall not enter into any transaction unless you have consult your independent advisors (including but not limited to legal and tax advisor) to make sure that, irrespective of the information herein, the planned investment fits into your needs and preferences and the involved risks are fully understood by you.
The complete information (base prospectus, terms, customer information in compliance with the Austrian Securities Supervision Act of 2007 WAG 2007) on the products of Erste Group Bank AG are available for viewing at the issuer's registered office, Graben 21, 1010 Vienna, during normal office hours. Please refer to the "Vollständiges Prospekt" (Complete Prospectus) for any references to restrictions on selling the funds to US citizens.
The distribution of emissions that are subject to the prospectus requirements 2010/73/EG, we rely on the issuer gave written consent to the use of prospectus.
The information derives from sources we consider reliable and complete. We have carefully researched and compiled the information to the best of our knowledge and belief, but we, our affiliates and/or our officers, directors, managing directors, representatives, partners and employees make no representation and warranty express or implied, to the accuracy, timeliness, completeness and correctness of the information provided. We, our affiliates and/or our officers, directors, managing directors, representatives, partners and employees shall not be liable for any losses or damages whatever its nature is (including but not limited to any direct, indirect or consequential loss or loss of profit) and which may result from or be in connection with the access to and/or use of our websites or the reliance upon the information provided.
We reserve the right to make changes at any time without notice.
(Last update 02/2015)