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2020/07/09 / Erste Group Research

Bausparkasse Wüstenrot AG

Die österreichische Wüstenrot-Gruppe ist eine Finanzdienstleistungsgruppe mit Hauptsitz in Salzburg. Die beiden wesentlichen Institute sind die Bausparkasse Wüstenrot AG und die Wüstenrot Versicherungs-AG.

Die österreichischen Bausparkassen unterliegen einem eigenen Gesetz, dem Bausparkassengesetz, welches die Grundsätze der Hypothekarkredite definiert. Die Bausparkassenfinanzierung wird in Österreich meist als alleinige oder Hauptfinanzierung genommen.

Im GJ 2019 wies die Bausparkasse Wüstenrot AG ein Ergebnis nach Steuern von EUR 19,1 Mio. (VJ EUR 44,3 Mio.) aus. Nach positiven Effekten im GJ 2018, senkten u.a. bewusste Abwertungen das Ergebnis 2019. Für das durch die Corona-Krise ausgelöste herausfordernde ökonomische Umfeld bieten die starken Kapitalquoten (über dem AT-Schnitt) und der niedrigen Anteil an notleidenden Krediten (deutlich unter dem AT-Schnitt) eine gute Ausgangsbasis in 2020.

Das hypothekarische Pfandbriefprogramm der Bausparkasse Wüstenrot AG besitzt eine Ratingeinstufung von ‚AAA‘ von S&P.

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General information

AuthorErste Group Research
Product nameCredit News DE
Topic in focusCredits/ Corporate bonds
Economy in focusAustria
Currency in focusEuro
Sector in focus-


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