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2021/06/18 / Erste Group Research

Oberbank AG

Die Oberbank definiert sich als regionale Universalbank für Industrie und Mittelstand mit einem zweiten strategischen Standbein im gehobenen Privatkundengeschäft. Der Kernmarkt befindet sich in Oberösterreich und Salzburg, wobei die Oberbank auch eine Marktpräsenz über die Grenzen (Deutschland und CEE) verfolgt. Die Oberbank bildet mit der Bank für Tirol und Vorarlberg (BTV) und BKS Bank AG (BKS) die 3-Banken-Gruppe.

Die 2019 evaluierte Nachhaltigkeitsstrategie wurde im Jahr 2020 in die Unternehmensstrategie „Oberbank 2025“ integriert und der Zielhorizont hat sich auf 2025 verlängert. Derzeit hat die Oberbank kein ESG-Rating veröffentlicht.

Die Bank erwirtschaftete im Geschäftsjahr 2020 ein Konzernergebnis nach Steuern von EUR 123,5 Mio. Für das 1Q 2021 weißt die Oberbank ein Ergebnis nach Steuern von EUR 49,4 Mio. aus und erwartet, dass das Ergebnis 2021 deutlich über dem Vorjahr liegen wird.

Die Oberbank ist seit 2018 als Emittentin am Kapitalmarkt aktiv. Die hypothekarischen Covered Bonds sind mit einem ‚AAA‘ von S&P ausgestattet. Die Oberbank will ihr Kapitalmarktfunding mit einem grünen Covered Bond erweitern. Zukünftig sollen 50% der Emissionen über Green bzw. Social Bonds erfolgen.

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General information

AuthorErste Group Research
Date2021/06/18
Languagede
Product nameCredit News DE
Topic in focusCredits/ Corporate bonds
Economy in focusAustria
Currency in focusEuro
Sector in focus-
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