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Erste Group Index certificate Smart Invest Open end


2022/10/05 17:28:17
Bid Ask
14.68 14.78
Difference -0.03% (-0.01)

General attributes

IssuerErste Group Bank AG
Product typeIndex/Participation Certificates
UnderlyingSmart Invest
Price underlying148.28 EUR
Date2022/10/05 19:19:46
MaturityOpen end
Management fee1.00%
Management factor0.9906

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Final termsPDF Download
Key Information DocumentPDF Download

Performance since inception. Performances under 12 month have only little informative value because of the short maturity. Information about previous performance does not guarantee future performance.
Source: Erste Group Bank AG
Advantages Risks you should be aware of
  • Investors participate directly on the performance of the underlying Solactive ERSTE Multi Asset Index 35. This means that in the case of a positive performance, potential gains are not capped.
  • The underlying consists of a globally diversified asset mix.
  • Index certificates are a cost-efficient form of investment compared to a direct investment in the index constituents.
  • Erste Group Bank AG will set quotes for this product during the term, nevertheless, is not obliged to it. 
  • An index certificate can never outperform the underlying.
  • Falling markets translate into losses for index certificates.
  • There is no capital guarantee and capital loss up to a total loss of invested capital is possible.
  • Investors bear the risk of the issuer Erste Group Bank AG (default risk).
  • This index certificate is not covered by any deposit guarantee scheme. Investors are exposed to the risk that Erste Group Bank AG may not be able to meet its obligations arising from the index certificate in the event of insolvency or over-indebtedness or from an official order (bail-in regime). A total loss of invested capital is possible.

Secondary market

During the term it is possible to sell the product during the trading hours at the exchanges, where the product is listed.

2022/10/05 17:28:17
Bid Ask
14.68 14.78
Difference -0.03% (-0.01)

General attributes

IssuerErste Group Bank AG
Product typeIndex/Participation Certificates
Stock exchangeVIE, STU
UnderlyingSmart Invest
Underlying ISINDE000SLA5DZ3
Underlying stock exchangeSTU
Underlying currencyEUR
Issue date2021/10/25
Issue price15.40
MaturityOpen end
First trading day2021/10/25
Last trading dayOpen end
Management fee1.00%
Management factor0.9906

Index/Participation Certificates | Description

With this index certificate, investors directly participate 1:1 on the performance of the underlying instrument, Solactive ERSTE Multi Asset Index 35. This allows transparent access to the multi asset index.

The certificate has an unlimited term and is suitable for long-time investment. With a management fee of 1 % p.a. the cost structure is interesting. The certificate is exchange traded.

The underlying instrument is the Solactive ERSTE Multi Asset Index 35. This index, which is tailor-made for Erste Bank and Sparkassen, invests mainly in ETFs worldwide in important asset classes such as bonds, equities, commodities, gold and possibly the money market. The equity portion of the index is 35%. Bonds are weighted at 50% and commodities (including gold) at 15% (at an investment level of 100%). The allocation is adjusted quarterly to the specified target values. Net pay-outs of ETFs are reinvested in the index.

Price information

Today open14.74
Today high14.76
Today low14.69
Close (previous day)14.74
Spread in %0.68 %
Spread absolute0.10
Spread harmonised1.00
High price (52 weeks)15.93
Low price (52 weeks)7.72


Performance YTD in %-6.09%
Performance 1 month in %-2.87%
Performance 6 months in %-6.12%
Performance 1 year in %-
Performance 3 years in %-
Performance 5 years in %-
Performance since inception in %-4.35%

2022/10/05 17:28:17
Bid Ask
14.68 14.78
Difference -0.03% (-0.01)

Date: 2022/10/05 19:19:46
Underlying Quote
148.28 EUR
Difference -0.10% (-0.15)

General attributes underlying

NameSmart Invest
Stock exchange (underlying)STU
Currency (underlying)EUR
Start value underlying154.0200
Time22/10/05 - 19:19:46
Change in %-0.10%
Today high148.46
Today low147.83
High price (52 weeks)158.91
Low price (52 weeks)145.12

Information about previous performance does not guarantee future performance.
Source: FactSet

Notice on chart (only applicable for future as underlying)

The chart displays the performance of the future currently serving as underlying. The underlying changes monthly or quarterly, as shortly before the future expires there is a roll-over in the next due future. Therefore, the price history in the chart solely represents the current future underlying. Please note the additional information for ISINs AT0000A0CNC5 and AT0000A0CND3 in the product news.

Composition of underlying (in units) - see product news for additional information


In our know-how area you can find all relevant details on the different types of certificates. The tutorial gives you selected information about the functionality of structured products and assists you in making your investment decision.


Do you have any further questions which are not covered in our know-how area? Please ask directly our product specialists via our contact form.

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